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How Contractors Can Close More Jobs with Financing Options


Most contractors don’t lose jobs because of poor craftsmanship, they lose them before the first nail is ever driven. The culprit? The price conversation.


In this episode of the Construction Champions Podcast, host Ron Nussbaum talks with Christopher Scoville, Founder & CEO of IMPROVIFI, about how the right financing options can turn sticker shock into a signed contract.


Christopher explains why financing isn’t just about helping clients afford the job, it’s about equipping contractors to sell with confidence.


Why Contractors Lose Deals at Price

The moment you drop the number, you can see it in the client’s eyes, the hesitation, the second-guessing. Even if they love your proposal, price alone can send them running to cheaper (and often less capable) competitors.

Christopher calls this the “silent deal killer”. It’s not about the value of your work, it’s about the lack of choice at the point of sale.


Why Multi-Lender Financing Changes Everything

IMPROVIFI’s multi-lender platform allows contractors to present multiple financing options instantly. Instead of forcing a client to seek their own loan or drain their savings, you can show them payment plans and approval paths right on the spot.

The benefits go beyond convenience:

  • Higher approval rates by matching the client with the right lender

  • Faster closes because you remove the financial roadblock instantly

  • Better customer experience that positions you as a full-service contractor


Financing as a Sales Strategy, Not a Last Resort

Christopher is clear, financing shouldn’t be an afterthought.When positioned correctly, it becomes a core part of your sales pitch, making the investment in your services feel approachable and attainable.


Instead of, “Here’s the price, and oh, we offer financing if you need it,” it should be, “Here are three ways you can comfortably afford this project.”


That shift turns you from a contractor hoping for a “yes” into a partner guiding the client toward one.


Changing the Conversation for Good

By integrating financing into the start of the sales process, contractors can:

  • Keep clients from walking at the price stage

  • Increase their close rate without lowering their prices

  • Build stronger trust by removing financial uncertainty


Final Word

If you’ve ever lost a dream client because of budget concerns, it’s time to rethink your approach. Financing is more than a payment plan, it’s a sales enabler.

Christopher Scoville’s advice is clear: Don’t just quote jobs. Give your clients the confidence to say yes.


Guest Info

  • Name: Christopher Scoville

  • Company: IMPROVIFI

  • Title: Founder & CEO

  • Website: improvifi.com


Main Topics Covered

  • Why contractors lose deals at price, not execution

  • How multi-lender financing improves client approval rates

  • Financing as a core sales tool

  • Changing the sales conversation from cost to comfort

  • How to integrate financing without slowing the sales process


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How Contractors Can Close More Jobs with Financing Options

How Contractors Can Close More Jobs with Financing Options


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